AI-Native Finance for Indian SMEs

Stop losing money you don't know about.

ReckOps reconciles your GST, bank, and marketplace settlements automatically — and shows you every rupee leaking out: missed ITC, commission overcharges, unmatched payments. Then it answers questions about your books in plain English.

No credit cardWorks alongside TallySetup in 1 hour
app.reckops.in/dashboard
GSTR-2B Reconciliation · Mar 2026
96.4% MATCHED
Total Invoices
1,248
in books
Matched
1,203
✓ auto
ITC at Risk
₹1.2L
45 flagged
Mismatch QueueVendor · Amount · Reason
Shree Ganesh Polymers
INV-3421
₹45,200
ITC ₹8,136
Apex Fasteners Pvt Ltd
INV-1098
₹28,500
CGST differs
Bluestone Logistics
INV-7765
₹12,800
Not in 2B
warning
Leakage Detected
Flagged across 3 modules
account_balance
Bank Recon
Auto-matched

Built for growing Indian SMEs

receipt_longGST Reconciliation
paymentsVendor Payables
account_balanceBank Reconciliation
warningLeakage Detection
storefrontMarketplace Settlement
timerSLA Monitoring
auto_awesomeAI Copilot

Ask your books anything

Your AI copilot answers finance questions in plain English — from your own reconciled data, with the sources shown. The insight you needed an analyst for, in seconds.

chat

Ask in plain English

“How much ITC am I about to lose?” “Who owes me past 30 days?” No reports to dig through, no SQL.

verified

Grounded in your data

Every answer comes from your own reconciled books — with the data sources shown. It won’t make up numbers.

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Across every module

Cash, GST, receivables, payables, settlements and leakage — one copilot, your whole finance stack.

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You stay in control

Read-only by design. The copilot reports and explains; you approve any action. Built for finance teams.

auto_awesomeCopilot
How much ITC am I about to lose this month?

You have ₹2,14,300 of ITC at risk this month from 7 invoices across 3 vendors who haven’t filed GSTR-1. Nudging them before the 11th could recover all of it.

builditc at riskbuildvendor compliance
How much cash do we have right now?Which vendors haven’t filed GST?Where am I losing money?
Ask about your cash, ITC, receivables…send

One Platform, Six Powerful Modules

Everything your finance team needs — connected, automated, and built for Indian compliance.

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Leakage Detection

cross-module leakage analysis

4 Sources

Cross-module analysis finds money you're losing — ITC gaps, commission overcharges, unmatched bank entries, missing TDS.

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Bank Reconciliation

CSV upload and auto-matching

5 Banks

Upload CSV from ICICI, HDFC, SBI, Kotak, Axis — we auto-match every credit and debit against your invoices and settlements.

receipt_long
2A + 2B
dual-pass matching

GST Reconciliation

Match invoices with GSTR-2A/2B, maximize ITC claims.

payments
Auto TDS
194C, 194J, 194H & more

Vendor Payables

Approval workflows, auto TDS, payment batches.

account_balance_wallet
3-Step
submit, approve, reimburse

Expense Management

Receipts, approvals, policy checks, reimbursements.

storefront
End-to-End
order to bank payout

Marketplace Settlements

Reconcile Amazon, Flipkart, Meesho, Myntra.

auto_awesomeBuilt-In Automation Engine

Your finance workflows, on autopilot

Most finance tools make you do the work. ReckOps ships a durable workflow engine that handles approvals, reminders, escalations, and reconciliation automatically — so your team only deals with exceptions.

description
Invoice Created
alt_route
Auto-Route
person
Manager Review
timer
48h Timeout
trending_up
Auto-Escalate
verified
CFO Approves
check_circle
Invoice Approved
route

Multi-Step Approval Workflows

Amount-based routing out of the box: invoices over ₹50K go to a manager, over ₹5L to your CFO. If the manager doesn't act within 48 hours, it escalates automatically.

bolt

Pre-Built Automation Recipes

Turn on ready-made automations — invoice approval routing, overdue dunning, payment-due alerts — with one click. Customize them in a visual workflow builder when you outgrow the defaults.

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Smart Reminders & Dunning

Payment reminders go out automatically as due dates approach. Overdue invoices get flagged daily and escalate through dunning levels. Your AR team handles exceptions, not follow-ups.

webhook

Webhook Auto-Processing

Razorpay, Stripe, or Cashfree payment comes in? We verify the signature and process the settlement update automatically — no copy-pasting from gateway dashboards.

schedule

Timeout & Escalation

Approval steps run on a clock. Manager didn't approve in 2 days? It moves to the next approver — and the final sign-off never times out into an auto-approval.

history

Complete Audit Trail

Every trigger fired, every approval given, every escalation — logged with timestamps, user IDs, and before/after snapshots. Your auditors will love it.

Automatic
reminders, dunning & matching
Every approval
runs on an escalation clock
100%
audit trail coverage

Built for your industry

Every Indian business has unique finance challenges. Here's how ReckOps fits yours.

Vendor payments & TDS compliance

Manage hundreds of vendor invoices, auto-calculate TDS, and generate payment files for your bank.

receipt_longBulk invoice processing with auto TDS
account_balanceBank payment file generation (ICICI, HDFC, SBI)
fact_checkGST reconciliation for raw material purchases
warningLeakage detection across vendor payments
100+
vendors managed
Auto TDS
on every invoice
3 Banks
payment file export
Modules used
GST ReconPayablesBank Recon

Brings in data from the tools you already use

Import your Tally registers, bank statements, GSTR files, and marketplace settlement reports in minutes — no migration, no re-entry. Razorpay, Stripe, and Cashfree payments arrive automatically via webhooks.

T
Tally
GST
GST Portal
IC
ICICI Bank
HD
HDFC Bank
SBI
SBI
K
Kotak
AX
Axis Bank
R
Razorpay
S
Stripe
CF
Cashfree
A
Amazon
FK
Flipkart
M
Meesho
MY
Myntra
T
Tally
GST
GST Portal
IC
ICICI Bank
HD
HDFC Bank
SBI
SBI
K
Kotak
AX
Axis Bank
R
Razorpay
S
Stripe
CF
Cashfree
A
Amazon
FK
Flipkart
M
Meesho
MY
Myntra
MY
Myntra
M
Meesho
FK
Flipkart
A
Amazon
CF
Cashfree
S
Stripe
R
Razorpay
AX
Axis Bank
K
Kotak
SBI
SBI
HD
HDFC Bank
IC
ICICI Bank
GST
GST Portal
T
Tally
MY
Myntra
M
Meesho
FK
Flipkart
A
Amazon
CF
Cashfree
S
Stripe
R
Razorpay
AX
Axis Bank
K
Kotak
SBI
SBI
HD
HDFC Bank
IC
ICICI Bank
GST
GST Portal
T
Tally

Stop wasting money on manual work.

See how much your business could save with automation.

  • Automate reconciliation across GST, bank & marketplace
  • Replace email-based approvals with structured workflows
  • Detect hidden leakage across all financial modules

Savings Estimator

Estimated potential — actual results vary by business

450
3 Members
Est. operational savings67,500
Est. leakage recoverable54,000

Est. Monthly Impact

1,21,500

* Assumes ~₹50 of manual handling per invoice, ~₹15K/month of reconciliation effort per finance team member, and ~₹120/invoice of typical recoverable leakage (missed ITC, overcharges, unmatched entries). Start a free trial to see your actual numbers.

Why teams switch to ReckOps

Great tools each solve a slice — accounting, GST filing, spreadsheets. ReckOps is the only one that reconciles and detects leakage across all of it.

FeatureSheetsTallyZoho BooksClearTaxReckOps
GST Reconciliation (2A/2B)
Auto ITC Recovery
Vendor Payables + TDS
Marketplace Settlement Recon
Bank Reconciliation (5 banks)
Cross-module Leakage Detection
Payment SLA Monitoring
Role-based Access + Audit Trail
Full support
Partial
Not available

Built for real finance problems

See how ReckOps solves the specific challenges your finance team faces every day.

precision_manufacturing
Manufacturing

The problem

Spending 20+ hours/month on GST reconciliation and TDS calculation across 100+ vendors.

How ReckOps helps

Auto-match purchase register with GSTR-2A/2B, auto-calculate TDS on every vendor invoice, generate bank payment files.

GST ReconPayablesBank Recon
shopping_cart
E-commerce

The problem

Marketplace settlements don't match — commission rates change silently, COD remittances are delayed, and bank credits don't reconcile.

How ReckOps helps

Track every order from placement to bank payout. Flag commission overcharges, detect stuck settlements, auto-reconcile bank credits.

MarketplaceLeakageSLA Monitor
work
Professional Services

The problem

Expense reimbursements take weeks. Approval chains are on WhatsApp. No audit trail for the CA at filing time.

How ReckOps helps

Structured approval workflows with timeouts and escalation. CA-ready exports for P&L, Balance Sheet, and Trial Balance.

ExpensesReportsGST Recon

Early access

Join our beta program

We're onboarding select SMEs for hands-on setup and feedback. Get priority access and shape the product with us.

For CAs & Auditors

Your CA will love it

No more month-end data collection emails. Your CA gets clean, reconciled, audit-ready books — and you get faster filings.

visibility

Read-only access

Give your CA a viewer login — reconciled books, no edit rights, no shared passwords.

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Audit-ready exports

One-click P&L, Balance Sheet, Trial Balance, GST and TDS reports — Excel or CSV.

history

Complete audit trail

Who approved what, when, and what changed — every action logged for filing season.

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Works with Tally

Import registers from Tally, export entries back. Your CA's workflow stays intact.

Simple, transparent pricing

Start free forever. 14-day trial with all Pro features. No credit card required.

AES-256 encryption at restIndia Data ResidencyFull Audit LogsRole-Based Access
MonthlyAnnualSave 20%

Free

Full product, starter limits — forever free

₹0/forever
  • All modules accessible
  • GST, Payables, Receivables, Expenses
  • Bank recon (1 account)
  • 50 invoices/month
  • 1 user
  • Email support

Starter

For growing businesses

₹1,199/mo, billed annually
  • Everything in Free
  • 3 users
  • 300 invoices/month
  • 2 bank accounts
  • Period closing
  • Exception auto-resolve
  • 20 PDF exports/month
Most popular

Pro

Full platform for finance teams

₹3,999/mo, billed annually
  • Everything in Starter
  • 10 users
  • 2,000 invoices/month
  • Workflow automations
  • API access
  • SLA monitoring
  • Leakage dashboard
  • Tally export
  • Priority support

Enterprise

For larger teams with custom needs

Custom
  • Everything in Pro
  • Unlimited users & limits
  • SSO & advanced security
  • Multi-entity support
  • CA portal access
  • Dedicated account manager
  • Custom integrations

Every new account gets a 14-day free trial with all Pro features unlocked. No credit card required.

Frequently asked questions

Everything you need to know about ReckOps.

GST reconciliation matches your purchase invoices with GSTR-2A/2B data from the GST portal. It helps you identify mismatches, claim 100% ITC (Input Tax Credit), and avoid compliance issues.

Enterprise-grade security

lockAES-256 Encryption
cloud_doneIndia Data Residency
historyFull Audit Logs
admin_panel_settingsRole-Based Access Control
vpn_keyHashed Session Tokens
shieldOrg-Level Data Isolation